Problem 056Industry & MSME
Delayed Payments to MSMEs
Buyers delay MSME payments for months.
Root Causes
- Weak enforcement
- Fear of losing buyers
Impact on Citizens
- Working-capital collapse
Practical Solutions
- Mandatory 45-day payment law with real teeth
- Digital invoice discounting
- Public buyer scorecards
What You Can Do
- Support MSME fair-payment norms
Citizen Voice
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